Discover Our Fresh New Mortgage Loan Rates
Ready to make this spring your most successful season yet? 🌷 If you’re eyeing a new fix-and-flip opportunity, planning a new construction project, or expanding your rental portfolio, we’ve got the tools to help you bloom.
Kiavi is here to help you grow in 45 states across the nation, from Florida to Washington and California to Maine.
Our fix-and-flip rates start as low as 7.75%* with up to 95%* leverage to maximize your returns. New construction loans allow you to build from the ground up, with rates starting at just 9.45%* and leverage up to 85%*. Our DSCR loans are the way to go for rental portfolio growth, with competitive mortgage loan rates as low as 6.875%*.
Grow your investment goals this spring.
Check your rate today, and watch your returns blossom! 🌸
Fix-and-Flip / Bridge Loans
- Up to 95% LTC* and 80% ARV*
- Rates as low as 7.75%*
- Loans from $100K to $3M*; Up to $8M* in total loans per borrower
- 12, 18 and 24-month terms available with interest as drawn on all** loans
- Up to 100% of rehab cost
- No application fee; No income or employment verification
- Quick closings – as fast as 7 business days to compete with cash buyers
Interested in financing a different type of investment property? Explore our range of competitive mortgage loan rates options today.
New Construction / Infill Loans
- Up to 85% LTTC* (loan-to-total costs) and up to 70% ARV
- Rates as low as 9.45%*
- No prepayment penalties
- Flexible options based on the project’s construction phase (including plan-ready deals and build-to-rent or build-to-sell exit strategies)
- 24-month terms with 3 or 6 month extension options
- Interest accrued only on drawn funds (known as interest as disbursed)**
- Loans from $150K to $3M**
- No third-party appraisal required
- No application fee; No income or employment verification
Single Asset DSCR Rental Loans
- Rates as low as 6.875%*
- Cash-out refinances after a property is owned for 90 days or is free and clear
- Flexible DSCRs as low as 0.8X
- No hard credit pulls
- No leases or capex reserves/minimum liquidity required
- Flexible prepayment options with varying term lengths and step-downs
- Up to 80% LTV*
- 5/1 ARM, 7/1 ARM, 30-year fixed, and interest-only options
- Purchase, delayed purchase, rate/term refinance, and cash-out refinance options
- No cap on the number of rental loans financed with Kiavi
Rental Portfolio Loans
- Rates as low as 6.875%*
- Loans starting at $500K for 5+ properties
- No capex reserves required**
- Interest-only, rate and term, and cash-out options
- 10 and 30-year options
- Up to 80% LTV*
- Flexible prepayment options, including 3-5 year stepdowns
- Limited recourse and carve-out guarantees are available
Ready to Get Started?
Discover how much you’re eligible for and take advantage of our newly reduced rates today.