$1.5MM Funded in 7 Days—See How This Restaurant Got Back on Track
When a multi-location restaurant group saw their top locations picking up steam, they made a bold move to get funded – doubling down on what was working.
Even after closing four under performers earlier in the year, they weren’t slowing down. With clear revenue trends and smart operational shifts, they came to National Business Capital ready to move.
In just one week, we provided them with $1.5MM cash flow financing to fuel their expansion plans.
Why it worked:
- We moved fast when timing mattered most.
- We focused on potential, not just past performance.
- We saw what traditional lenders didn’t: resilience and momentum.
Our team led the way – digging into the client’s revenue trends, mapping out a smart funding path, and staying hands-on until the funds were in the account.
Now, they’re back to opening new locations, with projected growth of 30–40% in 2025.
If growth is still on your clients’ minds, we should talk. The right capital at the right time can make all the difference—and we’re here to help you deliver it.
Apply Now
Here’s a general outline of how a restaurant might secure $1.5 million funded in just 7 days to get back on track:
1. Identifying the Need for Funding
- Financial Troubles: The restaurant may have faced financial hardship due to low sales, high operating costs, or an external crisis like the pandemic, leading to cash flow problems.
- Recovery Plans: The restaurant may have put together a comprehensive recovery plan, showing how the funding would be used to revitalize the business—such as renovating the space, upgrading equipment, or expanding marketing efforts.
2. Choosing the Right Funding Source
The restaurant would need to quickly find the best way to access the funds. Here are some options:
- SBA Loans: If the restaurant is in the U.S., a Small Business Administration (SBA) loan could be an option. These loans are known for their relatively low-interest rates and long repayment periods. Certain SBA programs, like the 7(a) loan, could be processed faster if the business has an established relationship with a lender.
- Investor Partnerships: The restaurant might have attracted investors who are willing to fund the business in exchange for equity or a share of future profits. This could include venture capital or angel investors who believe in the potential for growth.
- Crowdfunding: The restaurant could have turned to platforms like Kickstarter or GoFundMe, where loyal customers, local community members, or fans of the restaurant could contribute funds directly to help out.
- Alternative Financing: Revenue-based financing or merchant cash advances might have been an option, where lenders provide upfront capital based on the business’s future sales, and the restaurant repays through a percentage of daily credit card transactions or revenue.
3. Streamlining the Application Process
- Preparation: The restaurant would have to be extremely well-prepared to present its case to lenders, investors, or crowdfunding platforms. This means having a detailed business plan, financial statements, and clear projections for how the funding would be used.
- Leverage Existing Relationships: If the restaurant already had strong relationships with banks or investors, they could expedite the approval process. Relationships with financial institutions often allow for quicker funding.
4. Quick Processing and Disbursement
- In the case of alternative lenders or crowdfunding, the funds could be dispersed very quickly. Crowdfunding campaigns often have a fast turnaround, and alternative lenders can approve funds in as little as 24 to 48 hours, especially if they’re familiar with the business.
- SBA loans typically take longer, but the restaurant may have applied for an emergency loan that has a quicker disbursement process.
5. Using the Funds Wisely
Once the funds are secured, the restaurant would focus on specific areas:
- Operational Costs: Paying off existing debts or catching up on bills.
- Renovation/Upgrades: Improving the restaurant’s interior or equipment.
- Marketing & Staff: Launching a marketing campaign to attract new customers and possibly hiring additional staff to improve service.
- Debt Refinancing: Paying off high-interest debts to reduce financial pressure.
6. Recovery and Growth
With the immediate financial pressure alleviated, the restaurant could focus on its long-term growth, like increasing its menu options, expanding delivery services, or enhancing its customer experience.
So, securing $1.5 million in just 7 days is certainly possible through a combination of planning, choosing the right funding options, and acting quickly. It’s about having a clear strategy and leveraging all available resources, whether they be traditional loans, investors, or more modern funding avenues like crowdfunding and revenue-based financing.
Does that help clarify how it could have been done? Would you like more specific examples or details?